Showing posts with label Finances. Show all posts
Showing posts with label Finances. Show all posts

February 10, 2011

Back to Work in Finances

I did it, after completely spamming out my resume and applying to every job possible I got a job. Interesting enough its with finances again, although my previous job was giving out loans, this job is collecting on loans and credit.

It was necessary for me to get a job to help pay for the finances in our household, with two cars, a mortgage, and debt galore, but thankfully we have two amazing families that have helped us out this year tremendously.
In the past few months we were able to pay off 1/2 our debt and get back on track with payments. Now with my new job making the same as my previous job, well be back on track to pay off all our debt (using the snow ball effect).

In seven months we will be moving across the country to Alaska, and most likely be stationed there for 2 years. Neither of our cars are equipped for weather like that, or have any type of snow "attire". We discussed that we will be selling his car (again) or trading it in to get an SUV. Why an SUV you ask? We have 3 dogs, 1 cat and hopefully within a the next 2 years a baby on the way. And I'm terrified to drive in snow in a small car, not because of me but because of everyone else. (I'm a baby what can I say).

Having this job, and bills paid down will allow us to get better financing on the SUV and have an opportunity to put money into savings for things down the road and an emergency fund.

I never thought I would be into finances, since after high school I went to beauty school and worked in the entertainment industry as a makeup artist. But now I have a passion for finances, and love working with numbers. Am I brilliant with numbers, no. But I can learn damn fast and with passion, persistence and hard work it all works out.

In a few days we will also be receiving a large amount of money from taxes, and family to help us even more with the debt. I am glad to say we are on our way to a debt free life and can support each other with love and kindness and not have the stress of finances tearing us apart.

Other updates:
The husband will be re-enlisting soon.
I start training on Valentines Day (not like my husband will be getting me anything as usual).
Avon is harder than I thought, and would LOVE if people would order from my site. It will be directly shipped to you, and there is 100% full guarantee so if you are unhappy you can send it back.

Also, in March we have both of our families visiting and will be attending the second to last graduation my husband will be in (he's a drill sergeant). After that is June where my biological family is driving from NY to visit, meet my husband and to see the graduation as well.

What I haven't figured out is how is my job, his job and our families all going to work out? And how will we entertain them when neither of us are home.



February 7, 2011

Jobs, Money & PCS

Today has been a tough day for us, especially physically. I'm down to twice a week for physical therapy for my neck, but now they think there's also problems with my shoulder as well. But anyways, I've been applying for jobs non-stop, and of course somehow I got denied a job at Best Buy, seriously?? BEST BUY?! Ugh, maybe I was to good for them, but that shows you how desperate I am for a job. Actually, the fact I have almost stalked my old boss for my job back shows how desperate I am. I haven't heard from any of the employers I've applied for, which is discouraging. Also, my Avon launch isn't going as good as I was hoping... I got two orders so far, and they are both from people I know.. :/

Today I found out that I was getting a extremely nice gift for my birthday, to help pay down debt. So, being the OCD self I am, I sat down called all the credit card companies asked for the balances, typed out an excel worksheet then made a chart using word, actually two charts. 1 with percentage, and 1 with actual dollar amounts. And tried to figure out the best way to pay stuff down, but for some reason I kept going to my husbands stuff AGAIN. I've already put my money into paying off his debt, so this time I think its fair for me to use the money to pay MY debt off. Am I being selfish? I've already paid off 4 of his cards and none of mine.

Anyways, he goes in this week or something like that for re-enlistment, and hopefully well get a decent bonus to help with finances as well. Also, were looking for two roommates to rent out the two rooms we have open for 5 months, just to help us save up some money for the PCS, and getting a new SUV. We are just trying to make the money we can while we can, and to save what we can for the future PCS and SUV purchase.

The main things I want in the next 6 months or sooner.
1. Get at least 1 roommate for 500/ month
2. Pay off 3 credit cards
3. Get a job!!
4. Have the disability claim completed!
5. Help my best friend decorate her room for her new addition!
6. Get at least 10 Avon Orders
7. Get off at least 6 medications
8. Figure out my back problems
9. Go to the orthopedist for my mri results and have them be good!
10. Yard Sale to get rid of the stuff we don't want, use or need!

Please help spread the world about my Avon launch, you can order directly online and it will be shipped directly to your house, and it's all done online so you don't have to give out your credit card number or anything of that sort.
Here's the link.. Please SHOP away with great prices, amazing products, and even better sales ..
http://cassandraobrien.avonrepresentative.com


Thanks for listening to my randomness!